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“Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many young people fall under the so-called “card slave” category.

“卡奴”指的是那些每个月只能支付最低额度信用卡债务的人。许多年轻人都属于所谓的“卡奴”

On the supply side, banks in China offer similar services and compete fiercely to issue more credit cards. Young people just entering society are the main target. The fierce competition among banks forces down the requirement of issuing credit cards, making it easy to get one.

在供应方面，中国的银行提供类似的服务，并为发行更多信用卡展开激烈竞争。初入社会的年轻人是主要目标人群。银行之间的激烈竞争降低了发行信用卡的要求，使得人们很容易获得一张信用卡。

On the demand side, young people have more needs than their current salary can satisfy. Borrowing money with a credit card seems to be a natural choice. Month by month, they become addicted to the lifestyle on debt and become “card slaves.”

在需求方面，年轻人的需求超出了他们目前的工资所能满足的范围。用信用卡借钱似乎是一个自然的选择。月复一月，他们沉迷于负债的生活方式，成为“卡奴”。

In my opinion, people should be aware of the addition of using credit cards and manage credit cards properly. Besides, people should avoid excessive expenses and focus on increasing income to stay away from the danger of becoming a “card slave.”

在我看来，人们应该意识到使用信用卡的附加，并妥善管理信用卡。此外，人们应该避免过度消费，集中精力增加收入，避免成为“卡奴”的危险。

In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from the internet and follow them. Thirdly, increase income, and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave.”

在我看来，人们应该管理自己的财务。首先，只选择最适合你的信用卡。其次，妥善管理你的卡片。从网上找一些好的建议，并遵循它们。第三，增加收入，避免过度支出。这些建议将帮助你远离成为“卡奴”的危险。